ORLANDO – A consumer alleges that he paid a debt in full and that the trade line has an erroneous status on his credit report.
Cesar Celis filed a complaint on March 24 in the U.S. District Court for the Middle District of Florida against
Trans Union LLC and Mariner Finance LLC
citing the Fair Credit Reporting Act.
According to the complaint,
the plaintiff alleges that he made a final payment on a debt in 2015.
He alleges that when he checked his credit report in October 2016, the
debt was still listed with a balance and charged off status. He alleges
that contacted Trans Union to dispute the status of the debt. The
plaintiff holds Trans Union LLC and Mariner Finance LLC responsible
because the defendants allegedly failed to correct the errors in
plaintiff's credit line, forced plaintiff to refrain from applying for
new credit, and failed to review all relevant information regarding
The plaintiff requests a trial by jury and
seeks judgment against defendants for damages, statutory or actual
damages, punitive damages, costs, interest and attorneys' fees. He is
represented by Michael Tierney of Michael Tierney PA in Winter Park.
U.S. District Court for the Middle District of Florida Case number 6:17-cv-00529