JACKSONVILLE – A Duval County consumer alleges a debt collector continued to send collection notices after she filed for bankruptcy.
Kathy Palasieski filed a complaint on April 11 in the U.S. District Court for the Middle District of Florida, Jacksonville Division against Credit Bureau of Napa County Inc., doing business as Chase Receivables, alleging that the debt collector violated the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act.
According to the complaint, the plaintiff alleges that on Feb. 12, she filed a bankruptcy case as part of an effort to obtain protection to prevent harassing creditors from contacting her. She alleges she has received two collection notices from the defendant for a debt, which had been listed in her bankruptcy schedule. The plaintiff holds Chase Receivables responsible because the defendant allegedly failed to use reasonable steps for collection of accounts prior to mailing the collection letter and contacted her directly when it knew that she was represented by a lawyer and misrepresented the legal status of the debt.
The plaintiff requests a trial by jury and seeks an order to require the defendant to cease its calling activity and to correct its credit reporting, compensation for actual and statutory damages, attorney fees and costs and all other relief that the court may deem just and proper. She is represented by Bryan K. Mickler of Law Offices of Mickler & Mickler LLP in Jacksonville.
U.S. District Court for the Middle District of Florida, Jacksonville Division Case number 3:16-cv-00429