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FLORIDA RECORD

Friday, April 19, 2024

Orlando property owners seeks higher amount of insurance coverage

Lawsuits
Insurance 08

ORLANDO — Two Orlando property owners are suing an insurance company, alleging breach of contract in failing to cover damages from a water leak.

Caroline Rodriguez and Wilfredo Acevedo Rivas filed a complaint Jan. 23 in Orange County Circuit Court against Security First Insurance Company, doing business as Security First Florida, alleging failure to pay the plaintiffs’ damages sustained as a result of a covered loss.

According to the complaint, on July 7, 2018, while the policy was in full force and effect, the plaintiffs' property at 2111 Victoria Falls Drive, Orlando, sustained interior water damage due to a kitchen plumbing leak. The plaintiffs say they timely notified Security First of the loss and complied with all pre-loss and post-loss conditions set forth in the policy. 

However, the lawsuit states, despite acknowledging coverage for the loss, the defendant issued payment of $7,465.70, which was lower than the estimated costs for repair. 

The plaintiffs allege Security First Florida has failed and refused to pay under the policy and failed to issue additional payment in the amount necessary to restore the property to its pre-loss condition.

Rodriguez and Rivas seek trial by jury, compensatory damages of more than $15,000, prejudgment interest, costs of action, attorney fees and all other just and proper relief. They are represented by attorneys Daniel Grande, Lazaro de la Noval and Alexander Shear of Williams Hilal Wigand Grande PLLC in Miami.

Orange County Circuit Court case number 19-CA-000754

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