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FLORIDA RECORD

Thursday, March 28, 2024

Hartford Life and Accident Insurance Co. allegedly unjustly denied woman long-term disability payments

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MIAMI — A woman claims she allegedly has been wrongly denied long-term disability payments.

Kim Kiosow filed a complaint on Aug. 25 in U.S. District Court for the Southern District of Florida against Hartford Life and Accident Insurance Co. alleging that the insurer violated the rights of the plaintiff under the Employee Retirement Income Security Act.

According to the complaint, the plaintiff alleges that on May 11, 2009, she became disabled and remains as such under the terms of her long-term disability plan. She claims this prevented from performing the essential duties of her occupation, so the plaintiff was initially paid by her long-term disability plan from Nov. 8, 2009, to Sept. 30, 2015, but then was allegedly denied continued claims afterwards, which caused the plaintiff to purportedly suffer injuries. 

The plaintiff holds Hartford Life and Accident Insurance Co. responsible because the defendant allegedly failed to pay long-term disability benefit payments, failed to provide a prompt and reasonable explanation for the termination of benefits and failed to adequately investigate the merits of the disability claim.

The plaintiff requests a trial by jury and seeks relief against the defendant, reinstatement to the long-term disability plan, costs of suit, attorneys' fees, interest and further relief as the court deems just. She is represented by Alexander A. Palamara and Gregory Michael Dell of Attorneys Dell and Schaefer in Hollywood.

U.S. District Court for the Southern District of Florida case number 16-cv-14378

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