ORLANDO — An Orlando property owner is suing a licensed insurer, alleging breach of an insurance policy regarding coverage after a hurricane.
Ruben Maldonado filed a complaint Feb. 11 in Orange County Circuit Court against American Security Insurance Company, alleging failure and refusing to pay the full amount of insurance benefits due and payable.
According to the complaint, on Sept. 10, 2017, Maldonado's insured property at 3902 Castell Drive, Orlando, suffered a covered loss due to Hurricane Irma. Maldonado said he timely filed a claim under American Security's insurance policy and was assigned a claim number for the loss but has yet to receive full payment.
The plaintiff alleges American Security Insurance failed and refused to pay more than the actual cash value rather than the amount of its own adjuster's unilateral estimate.
Maldonado seeks trial by jury, damages of more than $15,000, exclusive of interest, court costs and attorney fees. He is represented by attorney Kenneth R. Duboff of Duboff Law Firm in North Miami.
Orange County Circuit Court case number 19-CA-001764