ORLANDO — An Orlando couple is suing an insurance company, alleging breach of contract involving a pipe leak.
Chrismann Laplante and Rose Laplante filed a complaint Jan. 29 in Orange County Circuit Court against Security First Insurance Company, doing business as Security First Florida, alleging the defendant breached its obligation under the contract to provide insurance coverage for the plaintiffs' covered losses.
According to the complaint, on Aug. 16, 2018, the Laplante property at 1830 Mulberry Wood Court, Orlando, was damaged directly, and/or indirectly by water due to a broken and/or leaking pipe. The suit says this required reasonable repairs and replacements as well as appropriate cleaning and other remedial measures. The Laplantes say they gave timely notice to Security First Florida of the loss, and delivered to the defendant a full and particular account of the expenses and losses.
However, the Laplante say, the defendant refuses to provide compensation for their losses that are covered under their insurance policy.
The plaintiffs allege Security First Florida has failed to establish that it had reasonable proof that it was not responsible for payment of the plaintiffs' damages, and/or loss, and has failed to pay the requested amounts for repairs and/or replacements, plus applicable interest, pursuant to the terms of the insurance policy.
The Laplantes seek trial by jury, damages in excess of $15,000, plus interest, attorney fees, court costs and all just and proper relief. They are represented by attorney Thomas J. Morgan Jr. of Morgan Law Group PA in Coral Gables.
Orange County Circuit Court case number 19-CA-001257