Homeowner sues insurer, citing refusal to pay for hurricane damage

By Jenie Mallari-Torres | Jan 6, 2019

CLEARWATER — A homeowner is suing Heritage Property & Casualty Insurance Company, an insurer, citing alleged breach of contract.

Joseph Mazzara filed a complaint on Dec. 21 in the Pinellas County Circuit Court against Heritage Property & Casualty Insurance Company alleging that it refused to provide coverage for his loss.

According to the complaint, Mazzara alleges that on Sept. 10, 2017, his insured property, located at 2094 Carolina Avenue NE in St. Petersburg, was damaged as a result of Hurricane Irma, including loss to the covered structure, roof and interior of the property. Despite his efforts to furnished timely notice of covered loss and performing all obligations precedent to recover under the policy, the defendant refused provide full coverage under the insurance policy. 

Mazzara holds Heritage Property & Casualty Insurance Company responsible because it allegedly breached the contract of insurance by failing to pay promptly the full amount due.

The plaintiff requests a trial by jury and seeks judgment against defendant for damages including actual and compensatory damages, prejudgment interest, costs of action, attorney’s fees and other relief as the Court may deem appropriate. He is represented by Grant W. Krapf and Kyle B. Staggs of Krapf Legal PA in Dunedin.

Pinellas County Circuit Court Case number 18-8380-CI

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