Tarpon Springs property owners allege insurer failed to pay for hail damage

By Jenie Mallari-Torres | Dec 3, 2018

CLEARWATER — Two Tarpon Springs property owners are suing an insurer, alleging breach of an insurance contract.

Mynyr Semsedin and Vjolica Semsedin filed a complaint Nov. 26 in Pinellas County Circuit Court against Universal Insurance Company of North America, alleging failure to cover hail damage. 

According to the complaint, on June 16, 2014, the Semsedin property at 124 Blackrush Drive, Tarpon Springs, under a homeowners insurance policy, sustained a covered loss for damages to the roof due to hail. 

However, the suit says, despite the plaintiffs' efforts to comply with all post-loss obligations, Universal has denied the Semsedin claim without making a thorough investigation of the damages on the property.  

The plaintiffs allege Universal Insurance declined to pay for the damages resulting from the loss, failed to pay the Semsedins' claim on a timely basis, and forced the plaintiffs to retain services of legal counsel to represent them.

The Semsedins seek trial by jury, damages of more than $15,000, all applicable coverages and policy benefits, interest, fees and court costs. They are represented by attorney Jason A. Herman of Herman & Wells PA in Pinellas Park.

Pinellas County Circuit Court case number 18-7657-CI

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