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American Integrity Insurance accused of breach of contract over hurricane damage

FLORIDA RECORD

Sunday, November 24, 2024

American Integrity Insurance accused of breach of contract over hurricane damage

Insurance 01

ORLANDO — Property owners accused an insurance company of breach of contract for allegedly denying an insurance claim over a property loss resulting from a hurricane.

Craig and Marsha E. Montesi filed a complaint on Jan. 15 in the 9th Judicial Circuit Court of Florida against American Integrity Insurance Company of Florida for alleged breach of an insurance policy by refusing to acknowledge all applicable coverages.

According to the complaint, the plaintiffs allege that on Sept. 11, 2017 their property suffered damage in a hurricane. They allegedly gave timely notice of the loss to defendant and performed all conditions precedent and subsequent as required under the insurance policy. However, despite having a full force and effect insurance contract, they allegedly failed to receive any amount applicable to cover the damages. 

The plaintiffs holds American Integrity Insurance Company of Florida responsible because the defendant allegedly refused and failed to perform, and has breached the contract as a direct and proximate result of failure to properly and timely investigate the loss and fully pay the claim.

The plaintiffs request a trial by jury; and seek declaration that there has been a coverage under the policy, award of attorney's fees, supplemental relief, and costs of litigation and any, and all other relief the court deems just and proper. They are represented by Linda M. Knoerr of the Law Office of Linda M. Knoerr in Coral Springs.

9th Judicial Circuit Court of Florida case number 18CA000795 

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