ORLANDO — Two Orlando property owners are suing an insurance company, alleging breach of contract.
Juan M. Moreno and Yazmin Orozco-Roman filed a complaint May 16 in Orange County Circuit Court against Security First Insurance Company, alleging failure to fully pay the total amount of the insurance contract.
According to the complaint, on Oct. 24, 2016, with Moreno's and Orozco-Roman's insurance policy with the defendant in full force and effect, their insured property at 14534 Falling Tree Court, Orlando, suffered a covered loss due to sudden and immediate water damage.
The plaintiffs say Security First did acknowledge the coverage for the loss but only provided payment in an amount that was unilaterally based upon its own adjuster's estimate as opposed to the actual evaluation as to the scope of the loss. This contributed to the plaintiffs receiving a lesser amount than the actual cash value (ACV).
The plaintiffs allege Security First Insurance failed to initially pay at least the full amount of the actual cash value submitted and failed or refused to pay any more ACV than the amount of its own adjuster's unilateral estimate.
Moreno and Orozco-Roman seek trial by jury, damages in excess of $15,000, plus statutory interest, court costs and reasonable attorney fees. They are represented by attorney David D. Gongora of Law Office of David D. Gongora, PA in Orlando.
Orange County Circuit Court case number 18CA003861