FORT LAUDERDALE — A Pemborke Pines homeowner is suing an insurance company, alleging breach of contract.

Jose Tolentino filed a complaint March 23 in Broward Circuit Court against Universal Property and Casualty Insurance Company, alleging failure to provide coverage after a hurricane. 

According to the complaint, on Sept. 10, 2017, Tolentino sustained damaged property and repair costs when his property at 8451 NW Third St. Pembroke Pines, was substantially damaged by Hurricane Irma while his insurance policy was in full force and effect. However, the suit says, despite Tolentino's efforts to perform all obligations to recover under the policy, Universal Property has refused to provide coverage for his claim. 

The plaintiff alleges Universal Property and Casualty Insurance has refused to pay to replace and/or repair the full amount of damage to Tolentino's dwelling, and forced him to retain and pay for an attorney's services in bringing legal action.

Tolentino seeks trial by jury, damages of more than $15,000 for the plaintiff's losses, with interest, attorney fees and court costs. He is represented by attorney Frederick Pye III of Morgan & Morgan PA in Miami.

Broward Circuit Court case number CACE-18-6901

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