CLEARWATER — A Redington Beach property owner is suing an insurance company, alleging breach of contract.

Terese Peck filed a complaint Feb. 2 in Pinellas County Circuit Court against Universal Property & Casualty Insurance Company, alleging failure to follow or comply with all Florida insurance code statues and regulations promulgated by the legislature and the Florida Department of Financial Services.

According to the complaint,on May 28, 2017, a broken kitchen sink in her property at 13608 Gulf Blvd. Unit 310, Redington Beach, caused extensive water damage. The suit says Peck promptly notified Universal Property in order to get her insurance coverage. 

Peck says she was denied both coverage and her request for additional living expenses during the time when she could not reasonably reside at the property. 

The plaintiff alleges Universal Property & Casualty Insurance failed to comply with its contractual obligations, failed to honor its full insurance benefits and refused to pay for the expenses incurred.

Peck seeks trial by jury, contractual damages of more than $15,000, reasonable attorney fees, taxable costs, interest and all other relief the court deems just and proper. She is represented by attorneys Douglas L. Grose and Ashley N. Harris of Merlin Law Group PA in Tampa.

Pinellas County Circuit Court case number 18CC001044

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