ORLANDO — An Orlando homeowner is suing an insurance company, alleging breach of contract.

Megan Crofton filed a complaint Jan. 23 in Orange County Circuit Court against Florida Peninsula Insurance Company, alleging the defendant failed to comply with its obligation to provide coverage of a loss due to water damage.

According to the complaint, on Oct. 2, 2017, while her insurance policy with the defendant was in full force and effect, Crofton's property at 201 Hazard St., Orlando, sustained a covered loss as a result of water event. The suit says despite Crofton complying with her obligations under the policy and Florida Peninsula inspecting the property, she has failed to receive the appropriate amount to repair the property. 

The plaintiff alleges Florida Peninsula Insurance has failed to properly indemnify the insurance owner of the losses stemming from the covered peril.

Crofton seeks trial by jury, damages of more than $15,000, plus interest, court costs and reasonable attorney fees. She is represented by attorney Louis A. Gonzalez of Trujillo Vargas Gonzalez & Hevia LLP in Orlando.

Orange County Circuit Court case number 18CA000769

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