ORLANDO — An Orlando homeowner is suing an insurance company, alleging breach of contract.

Edmundo Sanchez filed a complaint Dec. 26 in Orange County Circuit Court against Universal Property & Casualty Insurance Company, alleging the defendant breached contract policy by refusing to pay the correct amount for a property loss.

According to the complaint, on May 17, 2017, while his policy with Universal was in full force and effect, Sanchez's property at 5904 Chenango Lane, Orlando, sustained water damage from a sudden and accidental discharge of water due to a plumbing failure. 

Despite Universal Property acknowledging the property sustained a covered loss, Sanchez says, the insurer refused to adjust its evaluation of the loss even though the Orlando property suffered greater damage than what it had acknowledged. 

The plaintiff alleges Universal Property & Casualty Insurance failed to adjust the loss and provide any adequate remedy for indemnification, failed to comply with the provisions of the insurance policy and failed to provide a statement detailing a justifiable reason for not providing payment.

Sanchez seeks trial by jury, damages of more than $15,000, prejudgment interest, attorney fees and court costs. He is represented by attorneys Stephanie Balint and Robert L. Gioia of Homeowner Legal Solutions LP in Plantation.

Orange County Circuit Court case number 17CA011139

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