FORT LAUDERDALE – Miramar property owners allege that their insurer failed to pay the actual cash value of damages to their property.

Valerie & Fabian Williams filed a complaint on May 23 in the 17th Judicial Circuit Court of Florida - Broward County against Federated National Insurance Co. alleging breach of insurance policy.

According to the complaint, the plaintiffs allege that on Jan. 24, they sustained damages to their property from the accidental discharge of water from a plumbing system that caused sudden and immediate physical damage to their insured property. The suit states the defendant refused to pay the full amount of the actual cash value of the claim despite prior admission of coverage. 

The plaintiffs hold Federated National Insurance Company responsible because the defendant allegedly failed to pay actual cash value for the loss as outlined by policy and state statutes. 

The plaintiffs request a trial by jury and seek judgment against defendant for damages of more than $15,000, plus statutory interest, court costs and attorney's fees. They are represented by Robert A. Reynolds of Duboff Law Firm in North Miami.

17th Judicial Circuit Court of Florida - Broward County case number 17-C-9852

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