FORT LAUDERDALE – A Miramar property owner has filed a suit after her insurer denied her claim for property damages.

Yvelyne Saintil filed a complaint on May 23 in the Broward Circuit Court against Federated National Insurance Co. alleging breach of insurance policy.

According to the complaint, the plaintiff alleges that on Oct. 24, 2016, while her property was insured under a homeowner's insurance policy, it sustained a covered loss for water damage from a plumbing system, causing sudden and direct physical loss to insured property. The suit states that the defendant denied the plaintiff's claim.

The plaintiff holds Federated National Insurance Co. responsible because the defendant allegedly is obligated to initially pay at least the actual cash value of the insured loss less than the policy deductible, according to a state statute.

The plaintiff requests a trial by jury and seeks judgment against defendants for damages of more than $15,000, statutory interest, court costs, and attorney's fees. She is represented by Robert A. Reynolds of Duboff Law Firm in North Miami.

Broward Circuit Court case number 17-C-9814

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