ORLANDO – A Brevard County man alleges a debt collector reported a debt on his credit report without marking that it was disputed.
Anthony Rose filed a complaint on May 6 in the U.S. District Court for the Middle District of Florida, Orlando Division against Specialized Loan Servicing LLC alleging that the debt collector allegedly violated the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act.
According to the complaint, the plaintiff alleges on June 24, 2015, he received a letter from the defendant stating he was delinquent on a loan, which he claims was not the case. On Nov. 11, 2015, he mailed a letter to defendant disputing the debt, the suit states, and also notified them to cease and desist collection activities on his past debt and that he was being represented by an attorney. From June 2015 to the present date, the defendant allegedly continued to attempt to collect the alleged debt.
The plaintiff holds Specialized Loan Servicing LLC responsible because the defendant allegedly has continuously contacted him from November 2015 to the present despite knowing that he was represented by a counsel and failed to report to the credit reporting agency that the account was disputed.
The plaintiff requests a trial by jury and seeks compensation for actual damages, punitive damages, attorney's fees, injunctive and declaratory relief and all other relief to which he is entitled. He is represented by Christine S. Hanley of C.S. Hansley Law Firm LLC in Rockledge.
U.S. District Court for the Middle District of Florida, Orlando Division Case number 6:16-cv-00779