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FLORIDA RECORD

Wednesday, April 24, 2024

Boca Raton resident accuses Southwest Credit Systems LP of misrepresentation in debt collection

Late 06

WEST PALM BEACH – A Boca Raton consumer is suing a debt collector alleging that it used false and misleading means to collect an alleged debt.

Yoav Cohen filed a complaint on March 21 in the U.S. District Court for the Southern District of Florida, West Palm Beach Division against Southwest Credit Systems LP alleging that the debt collector violated the Fair Debt Collection Practices Act.

According to the complaint, the plaintiff alleges that in January, he received notification that his purported debt to Comcast was being reported as outstanding to one or more credit reporting agencies. The suit states that the plaintiff filed for bankruptcy in 2011 and the debt was discharged at that time. The plaintiff holds Southwest Credit Systems LP responsible because the defendant allegedly used false, deceptive, misleading and unfair means to collect an alleged debt, falsely represented the character, amount, or legal status of a debt and used false representation or deceptive means to collect a debt.

The plaintiff requests a trial by jury and seeks actual compensatory damages, statutory damages of $1,000, attorneys’ fees and costs and any other relief deemed appropriate by the court. He is represented by Thomas Gibbons of Thomas Gibbons, Attorney at Law in Boca Raton.

U.S. District Court for the Southern District of Florida, West Palm Beach Division Case number 9:16-cv-80441

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