MIAMI—A Florida man is suing over alleged violations of the Fair Debt Collection Practices Act.

Manuel Galeano filed the suit on Jan. 11 in the U.S. District Court for the Southern District of Florida against Bayview Loan Servicing LLC of Tallahassee.

The suit states that the defendant mailed the plaintiff a mortgage payoff statement on Sept. 21, 2015. The statement said that nearly $312,000 was due by Oct. 21, 2015. The letter also stated that the amount included $734 in charges for projected attorney's fees and costs, the lawsuit said.

The plaintiff alleges that the defendant falsely represented the amount of debt that was owed by including fees and costs that had not yet been incurred, which is a violation of the Fair Debt Collection Practices Act.

In addition to a jury trial, the plaintiff seeks actual damages, statutory damages of up to $1,000 per violation of the act, attorney fees and court costs per the two violations. He is represented by Seth Wieder of Loan Lawyers LLC of Fort Lauderdale.

U.S. District Court for the Southern District of Florida Case number 16-cv-60062

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Bayview Loan Servicing, LLC

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