MIAMI – A Miami-Dade County man alleges a debt collector mailed him a misleading letter.

Marcus D. Mims filed a complaint on Dec. 2 in the U.S. District Court for the Southern District of Florida against Mercantile Adjustment Bureau LLC alleging violation of the Fair Debt Collection Practices Act.

According to the complaint, the plaintiff alleges that in April 2016, the defendant mailed him a collection letter regarding a defaulted retail installment sales contract. The suit states that the letter stated that the current debt is $14,240.35 but that the plaintiff could resolve the debt for $7,262.57. The plaintiff holds Mercantile Adjustment Bureau LLC responsible because the defendant allegedly failed to state in the letter that resolving the account with the $7,262.57 payment would result in a derogatory status and that the difference between the prices would be reported to the Internal Revenue Service as income.

The plaintiff requests a trial by jury and seeks damages, all legal fees and any other relief as the court deems just. He is represented by Donald A. Yarbrough in Fort Lauderdale.

U.S. District Court for the Southern District of Florida Case number 1:16-cv-25012-KMW

Want to get notified whenever we write about U.S. District Court for the Southern District of Florida ?
Next time we write about U.S. District Court for the Southern District of Florida, we'll email you a link to the story. You may edit your settings or unsubscribe at any time.

Organizations in this Story

U.S. District Court for the Southern District of Florida
400 N Miami Ave
Miami, FL 33128

More News